The whole loan, one record
Book a 30-minute walkthrough
Lend in minutes. Collect on time.
Onboarding, decisions, servicing and collections for regulated Futa is a financial technology company and not a microlender., on one audit-ready platform.
See onboarding, decisions and collections in a 30-minute walkthrough.
One loan. Too many loose ends.
This is what lending looks like when chats, spreadsheets and bank files each hold a different piece.
Still chasing the paperwork.
Paper forms, documents in chats and repeated data entry keep KYC dependent on manual work.
Another portal. Another delay.
Identity, employment, bank details and existing borrowing need checking across separate services before an application can move forward.
Same borrower. Different lending rules.
Different policy versions, inconsistent affordability checks and unrecorded exceptions mean the same application can get a different decision depending on who handles it.
New data. The same work again.
Spreadsheet errors and inconsistent records make a KYC file hard to trust. Adding new data means reorganizing what is already there.
Would we spot a suspicious application?
Disconnected files make reused documents and changed bank details harder to cross-check. A shared detail needs investigation; it is not proof of fraud.
Can we back up these numbers?
Manual reporting leaves teams chasing branch figures and supporting evidence for NAMFISA.
Money moves. The book waits.
Unmatched receipts, missed promises and manual follow-ups hide which loans are falling into arrears.
Who changed this? Who approved it?
Shared logins and unclear approval limits make it hard to separate duties or trace who changed a record.
Which branch needs attention today?
Scattered balances hide ageing arrears, repeat missed payments and the cash expected back this week.
No advanced models. No AI support.
Basic rules and spreadsheets leave little room for predictive risk scoring, early warnings or AI-assisted analysis. Teams review the past without a clear view of which loans may miss their next payment.
One platform for the whole loan. Every team connected. Every step recorded.
Onboarding that verifies itself.
Collect applications, documents and identity checks once. Keep the evidence with the loan.
Digital Onboarding DecideDecisions in minutes, explained in plain language.
Bring rules, bureau data and scorecards into one flow. Keep the reason behind every decision.
Credit Infrastructure ServiceLoan management for every team.
Contracts, disbursements, schedules and branch tasks from the same screen.
Loan Management CollectCollections that run on mandates, not phone calls.
Payment mandates, promises to pay and SMS reminders driven from the repayment schedule.
Collection Engine SeePortfolio intelligence for every branch.
Balances, arrears and collections performance across branches, updated as the book moves.
Portfolio IntelligenceReal lending. Already in motion. From the first application to repayment.
- Loan value facilitated
- N$5.1M+
- Risk checks and authorisations processed
- 350+
- Median time to a decision
- <30min
- Lending teams live on Futa
- 20+
“Futa feels like it was built with us in mind. It's easy to use, looks great, and just works. Our team picked it up quickly, and our clients now get their loans faster. It's made running our business so much simpler - and we finally feel in control of our data.”
Aenen Financial Services
The same platform, through an API.
Run eligibility, rate checks, bureau enquiries and mandates from your own app or website. Every call lands on the same loan record and the same audit trail as the back office.
- REST API with OpenAPI docs and a sandbox
- Webhooks for decisions, disbursements and collections
- Partner integrations for bureau, mandates and SMS already wired
GET /v1/loans/LN-1043/eligibilityAuthorization: Bearer sk_live_•••• // 200 OK · 412 ms{ "reference": "LN-1043", "decision": "approved", "amount": { "value": 3200.00, "currency": "NAD" }, "term_months": 3, "affordability": { "status": "pass", "dti": 0.31 }, "bureau": { "score": 612, "provider": "transunion" }, "reason": "Scorecard v4 · all required rules passed", "audit_id": "aud_01JD3K9M"}
Switch in days,not months.
Most teams are processing live applications within five days of sign-up. We bring your existing loan book with you.
Book a demo-
Day 1
Request access
Sign up, we review your details and activate your account.
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Day 2
Set up your lending rules
Walk through the platform, add your team and roles, configure credit and compliance preferences.
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Days 3 to 4
Bring your loan book
Upload current customers and loans securely and see your active portfolio immediately.
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Day 5
Start lending
Onboard new borrowers online and track applications, repayments and arrears in real time.
Futa cut our approval times and eliminated the paperwork chaos. Everything's in one place - loans, debit orders, credit bureau reporting. Our clients trust the process now. We can't imagine going back.
Futa has changed how we work. Setup was quick, the system is simple for our whole team, and we spend far less time on admin. Our clients get answers faster, and we finally have a clear view of every loan in one place.