0.3M N$+
Total loans processed
AI-Powered Credit
Infrastructure for
Microlenders
Digitize onboarding, run advanced credit models, and service portfolios from a single back office built for African microlenders.
10+
lending partners
onboarded
onboarded
70%
faster decision
turnarounds
turnarounds
10x
more visibility into risk
Micro-lending today
Manual handoffs still steer lending operations
Many teams lose time to approvals, inconsistent affordability checks, and fragmented portfolio visibility. Futa replaces scattered tools with one secure workflow.
Slow approvals
Disjointed checks create delays and inconsistent outcomes.
High errors
Manual entry and scattered tools introduce risk.
Compliance pressure
Audit trails and evidence are hard to maintain across teams.
Fragmented visibility
No single source of truth across branches and portfolios.
Futa in numbers
Trusted by lending teams and fintech partners across Africa.
Decisioning completed in < 30 minutes (median)
40+
Risk checks & authorizations processed
▣
Reputable microlenders on our platform
10+
Microlenders verified & onboarded
Built for lending teams
An operating system for onboarding, decisions, and servicing
Purpose-built workflows so credit teams move faster without losing control.
AI-assisted onboarding
Collect documents, verify identity, and keep evidence organized for audit readiness.
Decision orchestration
Combine rules, alternative data, and scorecards with full explainability and change history.
Portfolio risk intelligence
Monitor arrears, early-warning signals, and collections performance in real time.
We make the shift to digital
simple
Futa supports you from onboarding to managing your loan book in real time.
See how it worksToday
Launch
01
Get Started
Request platform access
- Sign up to request a Futa account.
- Our team reviews your details and activates your access.
02
Onboarding & Setup
We guide you every step of the way
- Walkthrough of the platform and key workflows.
- Set up your team, roles, and lending rules.
- Configure your credit and compliance preferences.
03
Data Migration
Bring your existing loan book onto Futa
- Upload your current customer and loan data securely.
- Instantly view and manage your active portfolio.
- See clear, real-time insights across your loan book.
04
Go-live
Start lending digitally
- Begin onboarding new borrowers online.
- Track applications, repayments, and arrears in real time.
- Manage your portfolio from one centralized dashboard.
Frequently asked questions
Find answers about onboarding, credit decisions, compliance, pricing, and integrations.
Is it safe to use Futa?
Yes. Futa is designed with audit trails, role-based access, and data controls to support regulated lending workflows.
You can also configure approval steps and evidence retention policies.
What makes Futa different from traditional loan management tools?
Futa combines onboarding, decision orchestration, portfolio insights, and collections into a single system—reducing
manual handoffs and improving visibility across teams.
How do we start using Futa?
Start with a discovery call. We scope your use case, confirm integrations, and roll out a pilot before go-live.
How fast can we launch?
Many teams can start a pilot within weeks. Timeline depends on your KYC/AML setup, integrations, and workflow complexity.
Which countries do you support?
We support country-by-country rollouts based on partner requirements and compliance needs. Share your target markets
and we’ll confirm availability and rollout plan.
What does the platform include?
Digital onboarding, decision orchestration (rules + scorecards), portfolio dashboards, servicing & collections workflows,
plus APIs and audit-ready reporting.