DIGITIZE ONBOARDING

AI-first verification stack built for lenders

Give every applicant a fully digital intake journey powered by our custom-built identity and fraud modules. Futa blends advanced document analysis with deep risk intelligence tailored for African microlenders.

Futa’s onboarding and ID verification engine isn’t limited to lending — it empowers any organisation that needs instant digital identity checks.

Biometric liveness Device fingerprinting Deep fraud signals

Give teams superpowers

Reward high-performing partners, monitor channel performance, and surface alerts for collections teams — all from the Futa operating system.

Discover the OS

Advanced Technology for Identity Verification

Stay Compliant. Reduce Risk. Add Convenience.

Recognize customers using a selfie, capture documents, check background and transact — all in seconds. Quickly embed verification into your workflows using our web SDKs, APIs, or identity-as-a-service.

Real Face
Fake Face

Facial Recognition

Verify and transact with a selfie

ID Documents

Capture, verify and process

Background

AML, KYC, age, legal, financial

Pay per Use

Pay only for volume, no minimum fee

Technology to Capture Digital Identity

Envision proving identity once, then using a selfie to unlock everything in your digital life. Our verification components enable you to select specific steps — or build a complete workflow.

Futa Onboarding — Simplified
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Document Realness
Tamper checks & ID validation
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Facial Recognition
Selfie matching & liveness
ID Established
Identity captured & verified
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Risk & Compliance
AML, KYC, and fraud signals
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Transact
Secure actions with Face ID

Liveness

Futa’s 3 P’s for proving liveness

Passive liveness detection confirms proof of liveness using three layers:

  1. Person — ensure it’s a real human and not a mask, statue, or virtual persona.
  2. Physically present — confirm real-time authentication (no replay, photo, or deepfake).
  3. Precisely who they say they are — match and authorize with correct access rights.
Real Face
Fake Face
Selfie age: 26
ID photo age: 25
DOB vs today: OK
Face similarity
Gender: Match

Document Realness

Futa’s 3 T’s for checking document realness

Document realness detection confirms liveness and authenticity across three layers:

  1. True presence — confirm the physical ID document is present.
  2. Tamper-free text — detect manipulation, replacement, or tampering.
  3. Tamper-free photo — validate the face region hasn’t been altered.
Next steps

Ready to modernize your onboarding?

We’ll map integrations, configure policies, and share a rollout plan tailored to your team.

Next steps

Ready to modernize your lending stack?

We’ll scope your use case, map integrations, and share a rollout plan tailored to your team.