Portfolio risk intelligence
Track cohorts, early warning signals, and delinquency trends as they evolve—without waiting for end-of-month reporting.
PORTFOLIO INTELLIGENCE
See risk early. Act faster.
Track cohorts, delinquency signals, and collection health in real time—so credit teams can intervene earlier, reduce losses, and keep borrowers on track.
- Early warning indicators across cohorts & segments
- Delinquency trendlines with drill-down by branch / product
- Actionable queues for risk, ops, and collections teams
Portfolio at risk
N$ 11,716.49
PAR 30+
4.8%
Promises-to-pay
312
Cohort trend
Watch roll-rate movement by cohort.
Delinquency breakdown
Drill down by product and branch.
Action queue
Route tasks to the right team instantly.
WHAT’S INSIDE
Everything you need to run portfolio risk in real time
Start with a single module or deploy the full stack—either way your teams get one cohesive view of credit health.
Collections performance
Monitor promises-to-pay, repayment status, and exception handling. Spot where collections effort is working—and where it isn’t.
Branch & product drilldowns
Slice risk by branch, product, lender segment, and more. Keep leadership aligned with crisp, comparable dashboards.
Alternative data overlays
Fuse bureau data with mobile usage and behavioral signals to surface credit risk earlier—without sacrificing control.
Explainable scorecards
Understand why outcomes changed. Keep teams confident with model explanations and transparent policy rules.
Compliance & audit readiness
Built-in logs and versioned rules mean your portfolio decisions are always traceable—ready for reporting and regulators.
Automated alerts
Get notified when thresholds are crossed: delinquency spikes, rule changes, unusual collection drops, or API usage anomalies.